A superb BTL or a perfect Serviced Accomodation in Porthcawl, South Wales.
A superb BTL or a perfect Serviced Accomodation in Porthcawl, South Wales.
Purchase Price: £70,000
Total Cash Required (incl. sourcing fee): £91,497
Cash required If Lending (incl. sourcing fee): £41,084
Refurbishment Cost: £12,500
GDV (Projected): £100,000
Refinance Amount (75% LTV): £75,000
Money Left in Deal: £16,497
Monthly Rent: £725
Monthly Costs (Mortgage + MOE): £457.50
Net Monthly Cashflow: £267.50
Net Annual Cashflow: £3,210
ROI: 19.45%
🏖 Why Porthcawl Is One of the Best Property Investment Areas in South Wales
Porthcawl is quickly becoming one of the top coastal investment hotspots in Wales, driven by major regeneration, rising long‑term prices, and its reputation as a beautiful holiday destination with year‑round appeal.
1. Multi‑Million Regeneration Transforming the Waterfront - [porthcawlw...ront.co.uk]
The Porthcawl Waterfront Regeneration Masterplan is bringing:
Up to 1,100 new homes,
New shops, cafés, leisure and event spaces,
A new lido‑style pool, funfair zone, green spaces,
Major promenade upgrades and coastal defences.
This regeneration is expected to significantly uplift property values and increase tourism footfall.
2. Strong Long‑Term Capital Growth
Porthcawl has experienced 15% capital growth over the last three years, with an annualised rate of 4.8%, demonstrating strong investment fundamentals.
The average sold price reached £349,000 in early 2026, showing sustained buyer demand.
3. One of the Most Beautiful Coastal and Holiday Destinations
With sandy beaches, surfing at Rest Bay, Victorian promenade, coastal walks, and popular festivals, Porthcawl attracts tourists in all seasons.
4. Big Potential for Serviced Accommodation
Thanks to strong year‑round tourism, major events, beach attractions, and watersports, a savvy investor can easily operate this property as serviced accommodation to achieve much higher yields than a standard BTL.
📍 Investment Brief – Porthcawl CF36 3YA
1. Executive Summary
A studio flat requiring modernisation, located just minutes from the seafront and town centre. The deal includes freehold ownership of all three flats in the building and sits in a high‑demand rental area with proven capital growth.
Suitable for:
✔️ Buy‑to‑Let / BRRR
✔️ Flip strategy
✔️ Serviced accommodation
✔️ Long‑term appreciation play
2. Key Property Highlights
Prime central Porthcawl location
Walking distance to beaches, bars, restaurants, and shops
Strong rental & holiday‑let demand
Freehold included
Generous rear garden
Minutes from promenade & coastal paths
No allocated parking (Pay & Display directly behind the property)
3. Financial Summary (Updated With Sourcing Fee)
Purchase & Cost Breakdown
🔹 Total Cash Required
Purchase Price: £70,000
Refurbishment: £12,500
Stamp Duty: £3,500
Professional Fees (Legals + Survey): £2,500
Freehold Cost: £0
Sourcing Fee: £2,997
Total Cash In: £91,497
Cash required If Lending (incl. sourcing fee): £41,084
4. Projected Valuation (GDV)
Average £/m² from comparables: £2,863.88
Property Size (GIA): 35 m²
Calculated GDV: £2,863.88 × 35 m² = £100,235.68
Rounded GDV for investment appraisals: £100,000
Comparable sales used:
48 Victoria Avenue (£160,000, 60 m²)
13 Seabank Court (£155,000, 44 m²)
42C Mary Street (£175,000, 61 m²)
36A Mary Street (£175,000, 73 m²)
MetricFigure GIA35 m²GDV (Calculated) £100,235.68 Rounded GDV£100,000
5. Rental Performance (Buy‑to‑Let / BRRR)
🔹 Monthly Performance
Monthly Rent: £725
Monthly Mortgage: £312.50
Management + MOE: £145
Total Monthly Costs: £457.50
Net Monthly Cashflow: £267.50
🔹 Annual Performance
Annual Rent: £8,700
Annual Mortgage Payments: £3,750
Annual Management + MOE: £1,740
Total Annual Costs: £5,490
Net Annual Cashflow: £3,210
🔹 Refinance & ROI
GDV: £100,000
Refinance @ 75% LTV: £75,000
Total Cash In: £91,497
Cash Returned by Refinance: £75,000
Money Left In Deal: £16,497
ROI: 19.45%
6. 📘 BRRR Strategy (Bullet Format)
BRRR Steps
Buy at £70,000
Refurb for £12,500
Rent for £725 pcm
Refinance at £100k GDV
Pull out £75,000 mortgage funds
Leave £16,497 in the deal
BRRR Outcome
Net Monthly Income: £267.50
Net Annual Income: £3,210
ROI: 19.45%
7. 🔨 Flip Strategy (Bullet Format)
Costs
Purchase Price: £70,000
Refurbishment: £12,500
Fees + Stamp Duty: £6,000
Sourcing Fee: £2,997
Total In: ~£91,500
Returns
GDV: £100,000
Gross Profit: ~£8,500
Selling Costs: ~£2,500
Net Flip Profit: ~£6,000
8. 📌 Comparable Sales Evidence (Bullet Format)
48 Victoria Avenue
Sold Price: £160,000
Size: 60 m²
£/m²: £2,666.67
13 Seabank Court
Sold Price: £155,000
Size: 44 m²
£/m²: £3,522.73
42C Mary Street
Sold Price: £175,000
Size: 61 m²
£/m²: £2,868.85
36A Mary Street
Sold Price: £175,000
Size: 73 m²
£/m²: £2,397.26
Average £/m² across comparables: £2,863.88
Your subject property:
Address: 42B Mary Street
GIA: 35 m²
Estimated GDV: £100,235.68
9. 📌 Rental Comparables (Bullet Format)
Porthcawl – 1 Bed Terraced House, Birch Walk
Monthly Rent: £895 pcm
Location: Porthcawl
Property Type: 1‑bed terraced house
North Cornelly – 1 Bed Semi‑Detached House, Mill Meadow
Monthly Rent: £695 pcm
Location: North Cornelly (nearby area)
Property Type: 1‑bed semi‑detached house
Local Studio/Small Flat Listings (Zoopla)
Typical studio / 1‑bed rents in the area: £650–£750 pcm
Supports your target rent of £725 pcm
10. 📌 Investment Summary
Purchase Price: £70,000
Total Cash Required (incl. sourcing fee): £91,497
Refurbishment Cost: £12,500
GDV (Projected): £100,000
Refinance Amount (75% LTV): £75,000
Money Left in Deal: £16,497
Monthly Rent: £725
Monthly Costs (Mortgage + MOE): £457.50
Net Monthly Cashflow: £267.50
Net Annual Cashflow: £3,210
ROI: 19.45%
Rental Demand: Strong rental and holiday‑let demand due to location, beaches, and amenities.
Regeneration Impact: Major multi‑million‑pound waterfront regeneration improving long‑term values and desirability. [herald.wales], [swanseabaynews.com]
Freehold Included: Yes — provides added security and future upside.









